Newman v. Cornerstone Nat’l Ins. Co.

Plaintiff was injured in a motor vehicle accident. The at-fault driver’s insurance was insufficient to cover Plaintiff’s damages, and therefore, Plaintiff sought underinsured motorist (UIM) coverage from her insurer (Insurer). When Plaintiff purchased her car insurance, Insurer had offered her UIM coverage on a form approved by the Arizona Department of Insurance, but Plaintiff declined the coverage. Insurer denied Plaintiff’s claim on the grounds that Plaintiff had waived UIM coverage. Plaintiff filed suit seeking a declaration that the UIM waiver was void because the written notice offering the UIM coverage did not include a premium quote. The trial court granted summary judgment for Insurer. The Supreme Court affirmed, holding that the statutorily required written offer need not include a premium quote. View "Newman v. Cornerstone Nat’l Ins. Co." on Justia Law